![]() ![]() In the article, the description of this sub-sector is presented and its specifics are discussed. ![]() Based on the results of previously executed studies, the sub-sector of HT-exporters (HTME) was identified as the most promising group of companies in the high-technology sector. Pol., Oeconomia, 14 (4), 127–138 Abstract (scroll down for Polish) The goal of presented study was to identify and describe the high-tech manufacturing sector (HT) in Warsaw and to indicate the part having the highest market potential. The characteristics of exporters among high-technology manufacturers based in Warsaw. Key words:modern technologies, financial exclusion, senior citizens, cashless payments JEL codes:D18, J14, L86, O31įor citation: Skala A., Rostek K. It is necessary to focus CSR strategy, educational activities and product offers on marginalised groups, even if it may seem to be unprofitable for many banking strategies. Increased life expectancy means that the banking sector should not continue to ignore those who are aged 60+. Moreover, the continuous development of and technological progress in the banking sector hinders certain types of banking and deepens the level of financial exclusion of the oldest generation. It is noted that there are huge psychological barriers conditioned by a person’s lifestyle. The considerations are based on a query of the subject literature and an analysis of selected secondary studies. Moreover, the researchers who focus on the topic of financial exclusion diagnose self-exclusion within this social strata who do not use modern technologies for current financial activities, additionally pointing to the significant impact of a group of factors: demographic, economic, psychological and social. The literature on the subject presents the dissemination of non-cash payment strategies as an opportunity to reduce the problem of exclusion. He aim of this article is to assess the attitudes of senior citizens towards cashless transactions (with a particular emphasis on mobile banking). ![]()
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